Terms for investors

What IronLion is

IronLion is a digital introducer. We verify businesses, list their confirmed deals, and introduce them to investors. We are not a lender, a financial advisor, or a fund manager. We do not hold, pool or manage anyone’s money, and we do not provide investment advice or recommendations.

Every deal concluded through an introduction on IronLion is a private agreement between the entrepreneur and the investor. Its terms, performance and outcome belong to those parties. Investing carries risk, including the risk of losing the money invested.

How your return works

Your return is a share of the deal’s profit, agreed directly with the business before you fund. It is contingent on the deal completing and the buyer paying: never fixed, never guaranteed.

Money moves from your account to the business under your private agreement. IronLion never holds it.

Investors never pay IronLion. The business pays a flat fee only when its deal is funded.

Risk, stated plainly

Verification reduces unknowns. It does not remove risk. We verify facts about the business and the deal as they stand today. We don’t predict outcomes, we make no guarantees, and a verified deal can still fail.

You can lose some or all of the money you put in. Only fund deals you can afford to see go wrong.

A verified deal can still fail: deliveries slip, buyers pay late, businesses hit trouble. We will never describe any deal as safe, and we will never call a return guaranteed.

Every decision is yours

We present verified facts: identity, business standing, bank-verified cash flow, deal documents and a Trust Score. We never recommend a deal, rank one above another as advice, or tell anyone what to fund.

The Trust Score is descriptive, not a recommendation. It reflects what has been verified, not a prediction of the outcome.

There is no pooling, no discretion and no auto-allocation. Nothing is funded without your decision.

What we check, and with whose consent

Verification runs at three levels before a deal goes live: the director’s identity, checked against Home Affairs records with biometric face matching; the business, confirmed as registered and in good standing at CIPC with the applicant confirmed as a director; and the money, with bank account ownership and live cash flow verified through open banking, direct from the bank.

Every check runs with the business’s explicit consent, in line with POPIA. Businesses see what will be checked before they agree, and can withdraw consent at any time.

We collect only what verification requires, share verification outcomes — not raw bank data — with investors, and never sell personal information.

Terms of use

Verification reflects checks completed at a point in time against independent sources. It is a statement of what was verified, not a warranty, a prediction, or an endorsement of any deal or party.

Users must provide true, accurate information. Misrepresenting an order, a document or an identity results in removal from the platform and may be reported.

The business pays a flat facilitation fee only when its deal is funded. Investors pay no fee to IronLion. Fees are disclosed before any deal is listed.